Why split a UPI payment into multiple QR codes?

UPI person-to-merchant collect limits and the ₹2,000 cap on some prepaid (PPI) wallet transfers mean a single large QR can fail or attract an interchange fee. Splitting one amount into QR codes that each stay under ₹2,000 lets the payer clear the total in a few quick scans.

Does SplitQR see my UPI ID or payment?

No. The QR codes are generated entirely in your browser — your UPI ID and amount never leave your device and nothing is sent to or stored on our servers. You can verify this: generating a QR makes zero network calls.

What is the ₹2,000 UPI limit?

For certain prepaid payment instruments (PPI wallets), transfers above ₹2,000 can carry an interchange fee. Keeping each QR under ₹2,000 sidesteps that while still letting you collect any total across multiple scans.

1Scan

2Amount

3Pay

Split a big bill instantly.

Point at any UPI QR — or type the ID. We slice the total into chunks that each stay under the ₹2,000 limit.

or upload / type below

Upload QR

Payee name

Total amount (₹)

Max per QR (₹) Keep below 2,000 to avoid the fee.

Note (optional)

Everything happens in your browser. Your QR, amount and UPI ID never leave your device — the codes are generated right here, and nothing is sent to our servers.

This tool only builds standard UPI payment QR codes for amounts you enter — you still pay the full amount, just in smaller transactions. Fees and limits are set by your bank, NPCI and the payment app; confirm before relying on this to avoid a charge.

Frequently asked questions

Why split a UPI payment into multiple QR codes?: UPI person-to-merchant collect limits and the ₹2,000 cap on some prepaid (PPI) wallet transfers mean a single large QR can fail or attract an interchange fee. Splitting one amount into QR codes that each stay under ₹2,000 lets the payer clear the total in a few quick scans.
Does SplitQR see my UPI ID or payment?: No. The QR codes are generated entirely in your browser — your UPI ID and amount never leave your device and nothing is sent to or stored on our servers. You can verify this: generating a QR makes zero network calls.
What is the ₹2,000 UPI limit?: For certain prepaid payment instruments (PPI wallets), transfers above ₹2,000 can carry an interchange fee. Keeping each QR under ₹2,000 sidesteps that while still letting you collect any total across multiple scans.